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Adoption of Financial Management Practices: A Program Assessment

Volume

36

Issue

2

Abstract

The Women's Financial Information Program (WFIP) utilizes speakers, workbooks, and participation in small groups to encourage participants to take responsibility for financial management decisions. The purpose of this study was to determine which characteristics of a financial management program promote the adoption of recommended financial practices. A sample of 576 participants from three states, who completed both pre- and post-assessments, showed that the number of practices adopted was predicted by participant's age, financial practices completed before WFIP participation, workbook exercises completed both during and after participation in WFIP, and perception of personal financial competency.

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